Keslie Halonen
Points Wealth Strategist · Realtor · Licensed Travel Agent

Keslie is a full-time Realtor in the Phoenix West Valley and a licensed travel agent who books premium-cabin trips for clients. She has been a Keller Williams agent since 2008. On The Points Desk she covers award search, premium cabin redemptions, hotel programs, and the practical side of turning a points balance into a seat someone actually wants to sit in.

Nick Halonen
Points Wealth Strategist · Real Estate Investor

Nick is a real estate investor and home flipper who turns the expenses of multiple businesses, including a manufactured home resale company, into point wealth. He taught high school for eighteen years before moving into the family businesses full time. On The Points Desk he covers card strategy, business spending, and the legislation and industry structure that quietly decide what everyone's points are worth.

Our editorial standards.

Where facts come from

Card, program, and award facts come from the issuer, the airline, the hotel group, or a government source. Where we lean on another publication's reporting or original analysis, we name them and link to them rather than absorbing their work as our own.

What we will not use

Forum threads, scraped data sets, and unattributed aggregator pages are not treated as facts here. If something can only be traced back to one of those, we either verify it ourselves or leave it out.

Dates on everything

Points facts go stale fast. Every claim shows the date we verified it. If a page has not been checked recently, the date will say so before it costs you anything.

Corrections

When we get something wrong, we post the correction on the article with the date it was made and leave the original error visible. Email Nick@JustAnEpicLife.com if you spot one.

How we make money

We sell a points curriculum and a lounge database, and some card links on this site are referral links. A referral link never decides what we recommend or what we write, and we will say plainly when we think a popular card is not worth it.

Who writes it

Every post is written by Keslie or Nick under a real byline. We use research tools to gather and check facts, the same way any working writer does, and we do not publish writing we did not write.